Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$250,788$250,788$335,700
Remaining term (yrs)25.025.030.0
Secondary amount$0$84,912$0
Funding fee$1,254$1,254$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.443%7.640%
1st payment$1,170.96$1,170.96$2,324.32
2nd payment$0.00$636.84$0.00
Taxes / mo$382.08$382.08$382.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.14
HOA / mo$122.00$122.00$122.00
Total monthly$1,825.04$2,461.88$3,045.54
Cash to close$122,212$37,300$37,300