Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$395,220$395,220$409,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$37,030$0
Funding fee$0$0$0
Note rate5.410%5.410%7.400%
Blended rate6.260%6.741%7.640%
1st payment$2,362.33$2,362.33$2,835.30
2nd payment$0.00$366.44$0.00
Taxes / mo$431.00$431.00$431.00
Insurance / mo$166.67$166.67$166.67
MI / mo$297.66$297.66$81.90
HOA / mo$12.50$12.50$12.50
Total monthly$3,270.16$3,636.60$3,527.36
Cash to close$59,780$22,750$45,500