Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$100,724	$100,724	$207,000
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$106,276	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	6.209%	7.640%
1st payment	$577.62	$577.62	$1,433.23
2nd payment	$0.00	$708.51	$0.00
Taxes / mo	$126.36	$126.36	$126.36
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.46	$91.46	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$945.44	$1,653.95	$1,750.99
Cash to close	$129,276	$23,000	$23,000