Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$308,638$308,638$324,000
Remaining term (yrs)26.126.130.0
Secondary amount$0$33,362$0
Funding fee$0$0$0
Note rate6.310%6.310%7.400%
Blended rate7.160%7.620%7.640%
1st payment$2,007.72$2,007.72$2,243.31
2nd payment$0.00$330.14$0.00
Taxes / mo$124.92$124.92$124.92
Insurance / mo$150.00$150.00$150.00
MI / mo$229.52$229.52$64.80
HOA / mo$60.00$60.00$60.00
Total monthly$2,572.15$2,902.30$2,643.03
Cash to close$51,362$18,000$36,000