Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$294,851	$181,800
Remaining term (yrs)	27.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	7.070%	7.400%
Blended rate	7.620%	7.640%
1st payment	$2,039.41	$1,258.75
2nd payment	$0.00	$0.00
Taxes / mo	$582.25	$582.25
Insurance / mo	$150.00	$150.00
MI / mo	$139.51	$36.36
HOA / mo	$242.00	$242.00
Total monthly	$3,153.17	$2,269.36
Cash to close	$0	$20,200