Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$31,358	$31,358	$161,100
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$129,742	$0
Funding fee	$0	$0	$0
Note rate	3.320%	3.320%	7.400%
Blended rate	4.170%	7.254%	7.640%
1st payment	$208.29	$208.29	$1,115.42
2nd payment	$0.00	$864.95	$0.00
Taxes / mo	$34.33	$34.33	$34.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$33.60	$33.60	$32.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$426.23	$1,291.17	$1,331.98
Cash to close	$147,642	$17,900	$17,900