Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$203,301$203,301$346,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$143,199$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.553%7.640%
1st payment$961.96$961.96$2,399.10
2nd payment$0.00$954.66$0.00
Taxes / mo$220.92$220.92$220.92
Insurance / mo$150.00$150.00$150.00
MI / mo$162.03$162.03$69.30
HOA / mo$207.67$207.67$207.67
Total monthly$1,702.58$2,657.24$3,046.98
Cash to close$181,699$38,500$38,500