Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$265,429$265,429$323,910
Remaining term (yrs)25.625.630.0
Secondary amount$0$58,481$0
Funding fee$0$0$0
Note rate4.980%4.980%7.400%
Blended rate5.830%6.402%7.640%
1st payment$1,525.92$1,525.92$2,242.69
2nd payment$0.00$438.61$0.00
Taxes / mo$188.32$188.32$188.32
Insurance / mo$150.00$150.00$150.00
MI / mo$201.80$201.80$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$2,066.05$2,504.66$2,645.79
Cash to close$94,471$35,990$35,990