Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$409,829	$409,829	$433,800
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$48,071	$0
Funding fee	$0	$0	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	7.660%	8.102%	7.640%
1st payment	$2,792.91	$2,792.91	$3,003.54
2nd payment	$0.00	$475.70	$0.00
Taxes / mo	$521.58	$521.58	$521.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$303.15	$303.15	$86.76
HOA / mo	$18.58	$18.58	$18.58
Total monthly	$3,802.89	$4,278.59	$3,797.13
Cash to close	$72,171	$24,100	$48,200