Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$174,009$174,009$301,500
Remaining term (yrs)23.423.430.0
Secondary amount$0$127,491$0
Funding fee$870$870$0
Note rate3.450%3.450%7.400%
Blended rate3.450%5.374%7.640%
1st payment$901.46$901.46$2,087.53
2nd payment$0.00$849.94$0.00
Taxes / mo$32.08$32.08$32.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,083.55$1,933.49$2,329.91
Cash to close$160,991$33,500$33,500