Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$130,491	$130,491	$446,310
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$315,819	$0
Funding fee	$652	$652	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	6.276%	7.640%
1st payment	$607.86	$607.86	$3,090.16
2nd payment	$0.00	$2,039.67	$0.00
Taxes / mo	$226.17	$226.17	$226.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.26
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$1,075.69	$3,115.36	$3,647.26
Cash to close	$365,409	$49,590	$49,590