Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$37,571	$37,571	$202,500
Remaining term (yrs)	13.2	13.2	30.0
Secondary amount	$0	$164,929	$0
Funding fee	$0	$0	$0
Note rate	5.380%	5.380%	7.400%
Blended rate	6.230%	7.672%	7.640%
1st payment	$329.52	$329.52	$1,402.07
2nd payment	$0.00	$1,099.53	$0.00
Taxes / mo	$81.50	$81.50	$81.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$41.66	$41.66	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$602.68	$1,702.21	$1,674.07
Cash to close	$187,429	$22,500	$22,500