Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$4,373	$4,373	$305,999
Remaining term (yrs)	4.4	4.4	30.0
Secondary amount	$0	$301,626	$0
Funding fee	$0	$0	$0
Note rate	8.030%	8.030%	7.400%
Blended rate	8.880%	7.766%	7.640%
1st payment	$96.77	$96.77	$2,118.68
2nd payment	$0.00	$1,948.00	$0.00
Taxes / mo	$69.39	$69.39	$69.39
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$9.31	$9.31	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$325.47	$2,273.47	$2,399.27
Cash to close	$335,626	$34,000	$34,000