Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$469,691	$469,691	$495,000
Remaining term (yrs)	28.9	28.9	30.0
Secondary amount	$0	$25,309	$0
Funding fee	$2,348	$2,348	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.628%	7.640%
1st payment	$3,002.32	$3,002.32	$3,427.28
2nd payment	$0.00	$189.82	$0.00
Taxes / mo	$60.83	$60.83	$60.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$20.92	$20.92	$20.92
Total monthly	$3,250.74	$3,440.56	$3,774.70
Cash to close	$80,309	$55,000	$55,000