Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$322,604	$322,604	$476,991
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$154,387	$0
Funding fee	$1,613	$1,613	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	4.422%	7.640%
1st payment	$1,506.39	$1,506.39	$3,302.59
2nd payment	$0.00	$1,029.25	$0.00
Taxes / mo	$441.66	$441.66	$441.66
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$95.40
HOA / mo	$467.00	$467.00	$467.00
Total monthly	$2,581.72	$3,610.96	$4,473.31
Cash to close	$207,386	$52,999	$52,999