Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,694$292,694$310,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$35,056$0
Funding fee$0$0$0
Note rate6.020%6.020%7.400%
Blended rate6.870%7.405%7.640%
1st payment$1,858.35$1,858.35$2,149.84
2nd payment$0.00$346.91$0.00
Taxes / mo$446.66$446.66$446.66
Insurance / mo$150.00$150.00$150.00
MI / mo$219.08$219.08$62.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,674.09$3,021.00$2,808.60
Cash to close$52,306$17,250$34,500