Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$432,164$432,164$539,100
Remaining term (yrs)26.426.430.0
Secondary amount$0$106,936$0
Funding fee$0$0$0
Note rate6.730%6.730%7.400%
Blended rate7.280%7.423%7.640%
1st payment$2,916.26$2,916.26$3,732.62
2nd payment$0.00$712.91$0.00
Taxes / mo$404.33$404.33$404.33
Insurance / mo$166.67$166.67$166.67
MI / mo$206.50$206.50$107.82
HOA / mo$50.00$50.00$50.00
Total monthly$3,743.77$4,456.68$4,461.44
Cash to close$166,836$59,900$59,900