Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$353,357$353,357$646,650
Remaining term (yrs)26.226.230.0
Secondary amount$0$293,293$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.660%7.701%7.640%
1st payment$2,408.06$2,408.06$4,477.27
2nd payment$0.00$1,894.19$0.00
Taxes / mo$293.42$293.42$293.42
Insurance / mo$216.67$216.67$216.67
MI / mo$261.38$261.38$129.33
HOA / mo$1,059.00$1,059.00$1,059.00
Total monthly$4,238.52$6,132.71$6,175.69
Cash to close$365,143$71,850$71,850