Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$291,206	$291,206	$440,910
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$149,704	$0
Funding fee	$0	$0	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	4.160%	5.464%	7.640%
1st payment	$1,476.82	$1,476.82	$3,052.77
2nd payment	$0.00	$998.03	$0.00
Taxes / mo	$323.67	$323.67	$323.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$238.56	$238.56	$88.18
HOA / mo	$59.00	$59.00	$59.00
Total monthly	$2,264.71	$3,262.74	$3,690.29
Cash to close	$198,694	$48,990	$48,990