Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$352,845$352,845$445,496
Remaining term (yrs)23.023.030.0
Secondary amount$0$92,651$0
Funding fee$0$0$0
Note rate5.680%5.680%7.400%
Blended rate6.230%6.806%7.640%
1st payment$2,288.95$2,288.95$3,084.52
2nd payment$0.00$694.88$0.00
Taxes / mo$205.25$205.25$205.25
Insurance / mo$166.67$166.67$166.67
MI / mo$167.89$167.89$89.10
HOA / mo$225.00$225.00$225.00
Total monthly$3,053.75$3,748.63$3,770.54
Cash to close$142,150$49,500$49,500