Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$298,227	$298,227	$387,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$88,773	$0
Funding fee	$0	$0	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	3.680%	4.900%	7.640%
1st payment	$1,417.57	$1,417.57	$2,679.51
2nd payment	$0.00	$665.80	$0.00
Taxes / mo	$173.83	$173.83	$173.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$243.43	$243.43	$77.40
HOA / mo	$13.00	$13.00	$13.00
Total monthly	$1,997.83	$2,663.62	$3,093.74
Cash to close	$131,773	$43,000	$43,000