Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$112,638	$112,638	$242,999
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$130,361	$0
Funding fee	$0	$0	$0
Note rate	3.080%	3.080%	7.400%
Blended rate	3.930%	6.113%	7.640%
1st payment	$543.68	$543.68	$1,682.48
2nd payment	$0.00	$869.08	$0.00
Taxes / mo	$120.41	$120.41	$120.41
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.42	$90.42	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$904.51	$1,773.58	$2,001.49
Cash to close	$157,361	$27,000	$27,000