Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$89,355	$89,355	$341,910
Remaining term (yrs)	17.9	17.9	30.0
Secondary amount	$0	$252,555	$0
Funding fee	$447	$447	$0
Note rate	4.130%	4.130%	7.400%
Blended rate	4.130%	6.804%	7.640%
1st payment	$587.01	$587.01	$2,367.32
2nd payment	$0.00	$1,631.08	$0.00
Taxes / mo	$78.58	$78.58	$78.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.38
HOA / mo	$170.00	$170.00	$170.00
Total monthly	$985.59	$2,616.67	$2,834.28
Cash to close	$290,545	$37,990	$37,990