Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$212,284	$212,284	$386,910
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$174,626	$0
Funding fee	$1,061	$1,061	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	3.720%	5.652%	7.640%
1st payment	$1,132.77	$1,132.77	$2,678.89
2nd payment	$0.00	$1,164.18	$0.00
Taxes / mo	$92.33	$92.33	$92.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,375.11	$2,539.28	$2,998.60
Cash to close	$217,616	$42,990	$42,990