Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$75,363$75,363$350,899
Remaining term (yrs)13.613.630.0
Secondary amount$0$275,536$0
Funding fee$0$0$0
Note rate5.000%5.000%7.400%
Blended rate5.850%7.342%7.640%
1st payment$632.52$632.52$2,429.56
2nd payment$0.00$1,779.51$0.00
Taxes / mo$95.42$95.42$95.42
Insurance / mo$150.00$150.00$150.00
MI / mo$83.46$83.46$70.18
HOA / mo$0.00$0.00$0.00
Total monthly$961.39$2,740.90$2,745.15
Cash to close$314,525$38,989$38,989