Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$452,909	$452,909	$539,999
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$87,090	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.364%	7.640%
1st payment	$3,520.00	$3,520.00	$3,738.84
2nd payment	$0.00	$653.17	$0.00
Taxes / mo	$459.08	$459.08	$459.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$216.39	$216.39	$108.00
HOA / mo	$37.00	$37.00	$37.00
Total monthly	$4,399.14	$5,052.31	$4,509.59
Cash to close	$147,090	$60,000	$60,000