Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$146,338$146,338$390,510
Remaining term (yrs)19.119.130.0
Secondary amount$0$244,172$0
Funding fee$0$0$0
Note rate3.860%3.860%7.400%
Blended rate4.710%6.611%7.640%
1st payment$898.71$898.71$2,703.81
2nd payment$0.00$1,576.95$0.00
Taxes / mo$472.83$472.83$472.83
Insurance / mo$150.00$150.00$150.00
MI / mo$135.62$135.62$78.10
HOA / mo$25.00$25.00$25.00
Total monthly$1,682.17$3,259.11$3,429.75
Cash to close$287,562$43,390$43,390