Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$185,973	$185,973	$323,100
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$137,127	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	5.715%	7.640%
1st payment	$928.32	$928.32	$2,237.08
2nd payment	$0.00	$914.18	$0.00
Taxes / mo	$233.67	$233.67	$233.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.43	$152.43	$64.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,464.42	$2,378.60	$2,685.37
Cash to close	$173,027	$35,900	$35,900