Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$116,050	$116,050	$197,100
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$81,050	$0
Funding fee	$0	$0	$0
Note rate	4.400%	4.400%	7.400%
Blended rate	5.250%	6.792%	7.640%
1st payment	$694.77	$694.77	$1,364.68
2nd payment	$0.00	$607.87	$0.00
Taxes / mo	$199.58	$199.58	$199.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$98.28	$98.28	$39.42
HOA / mo	$276.00	$276.00	$276.00
Total monthly	$1,418.63	$2,026.50	$2,029.68
Cash to close	$102,950	$21,900	$21,900