Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$276,799	$276,799	$367,110
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$90,311	$0
Funding fee	$0	$0	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.890%	5.147%	7.640%
1st payment	$1,327.28	$1,327.28	$2,541.80
2nd payment	$0.00	$677.34	$0.00
Taxes / mo	$737.97	$737.97	$737.97
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$221.86	$221.86	$73.42
HOA / mo	$69.33	$69.33	$69.33
Total monthly	$2,506.43	$3,183.77	$3,572.51
Cash to close	$131,101	$40,790	$40,790