Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$360,568	$360,568	$526,500
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$165,932	$0
Funding fee	$1,803	$1,803	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.973%	7.640%
1st payment	$2,307.05	$2,307.05	$3,645.38
2nd payment	$0.00	$1,106.21	$0.00
Taxes / mo	$76.17	$76.17	$76.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,549.88	$3,656.09	$3,993.51
Cash to close	$224,432	$58,500	$58,500