Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$269,964	$269,964	$553,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$283,536	$0
Funding fee	$1,350	$1,350	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	5.414%	7.640%
1st payment	$1,280.37	$1,280.37	$3,832.32
2nd payment	$0.00	$1,831.17	$0.00
Taxes / mo	$46.95	$46.95	$46.95
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$110.70
HOA / mo	$10.42	$10.42	$10.42
Total monthly	$1,504.41	$3,335.58	$4,167.06
Cash to close	$345,036	$61,500	$61,500