Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$82,935	$82,935	$391,500
Remaining term (yrs)	15.4	15.4	30.0
Secondary amount	$0	$308,565	$0
Funding fee	$0	$0	$0
Note rate	3.960%	3.960%	7.400%
Blended rate	4.810%	7.127%	7.640%
1st payment	$597.35	$597.35	$2,710.67
2nd payment	$0.00	$1,992.82	$0.00
Taxes / mo	$208.13	$208.13	$208.13
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$89.06	$89.06	$78.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,044.54	$3,037.36	$3,147.10
Cash to close	$352,065	$43,500	$43,500