Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$106,094	$106,094	$381,600
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$275,506	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	6.858%	7.640%
1st payment	$656.04	$656.04	$2,642.12
2nd payment	$0.00	$1,779.31	$0.00
Taxes / mo	$49.75	$49.75	$49.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$101.08	$101.08	$76.32
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$956.87	$2,736.17	$2,918.19
Cash to close	$317,906	$42,400	$42,400