Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$244,931	$244,931	$373,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$128,569	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.069%	7.640%
1st payment	$1,139.97	$1,139.97	$2,586.04
2nd payment	$0.00	$857.13	$0.00
Taxes / mo	$434.55	$434.55	$434.55
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$199.60	$199.60	$74.70
HOA / mo	$78.00	$78.00	$78.00
Total monthly	$2,002.12	$2,859.25	$3,323.29
Cash to close	$170,069	$41,500	$41,500