Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$243,214	$243,214	$387,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$143,786	$0
Funding fee	$0	$0	$0
Note rate	2.880%	2.880%	7.400%
Blended rate	3.730%	5.316%	7.640%
1st payment	$1,159.55	$1,159.55	$2,679.51
2nd payment	$0.00	$958.57	$0.00
Taxes / mo	$415.99	$415.99	$415.99
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$197.84	$197.84	$77.40
HOA / mo	$45.67	$45.67	$45.67
Total monthly	$1,969.05	$2,927.63	$3,368.57
Cash to close	$186,786	$43,000	$43,000