Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$185,499$185,499$310,500
Remaining term (yrs)22.222.230.0
Secondary amount$0$125,001$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%5.790%7.640%
1st payment$993.67$993.67$2,149.84
2nd payment$0.00$833.34$0.00
Taxes / mo$258.25$258.25$258.25
Insurance / mo$150.00$150.00$150.00
MI / mo$148.24$148.24$62.10
HOA / mo$41.25$41.25$41.25
Total monthly$1,591.41$2,424.75$2,661.44
Cash to close$159,501$34,500$34,500