Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$203,420	$203,420	$265,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$62,080	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	4.847%	7.640%
1st payment	$951.94	$951.94	$1,838.27
2nd payment	$0.00	$465.60	$0.00
Taxes / mo	$491.00	$491.00	$491.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$165.60	$165.60	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,758.53	$2,224.13	$2,532.37
Cash to close	$91,580	$29,500	$29,500