Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,493	$262,493	$760,500
Remaining term (yrs)	14.1	14.1	30.0
Secondary amount	$0	$498,007	$0
Funding fee	$1,312	$1,312	$0
Note rate	4.230%	4.230%	7.400%
Blended rate	4.230%	6.535%	7.640%
1st payment	$2,046.51	$2,046.51	$5,265.55
2nd payment	$0.00	$3,216.30	$0.00
Taxes / mo	$704.17	$704.17	$704.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$152.10
HOA / mo	$200.00	$200.00	$200.00
Total monthly	$3,167.34	$6,383.64	$6,538.48
Cash to close	$582,507	$84,500	$84,500