Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$88,371	$88,371	$303,300
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$214,929	$0
Funding fee	$0	$0	$0
Note rate	3.790%	3.790%	7.400%
Blended rate	4.640%	6.844%	7.640%
1st payment	$549.30	$549.30	$2,099.99
2nd payment	$0.00	$1,388.08	$0.00
Taxes / mo	$184.42	$184.42	$184.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.60	$83.60	$60.66
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$967.32	$2,355.40	$2,495.06
Cash to close	$248,629	$33,700	$33,700