Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$460,458$460,458$486,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$25,542$0
Funding fee$2,302$2,302$0
Note rate3.850%3.850%7.400%
Blended rate3.850%4.121%7.640%
1st payment$2,355.57$2,355.57$3,364.97
2nd payment$0.00$191.56$0.00
Taxes / mo$253.67$253.67$253.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$140.00$140.00$140.00
Total monthly$2,915.91$3,107.47$4,022.50
Cash to close$79,542$54,000$54,000