Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$200,322$200,322$296,991
Remaining term (yrs)24.024.030.0
Secondary amount$0$96,669$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.499%7.640%
1st payment$967.85$967.85$2,056.31
2nd payment$0.00$725.02$0.00
Taxes / mo$143.17$143.17$143.17
Insurance / mo$150.00$150.00$150.00
MI / mo$163.44$163.44$59.40
HOA / mo$350.00$350.00$350.00
Total monthly$1,774.46$2,499.48$2,758.87
Cash to close$129,668$32,999$32,999