Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$15,591$15,591$314,910
Remaining term (yrs)20.820.830.0
Secondary amount$0$299,319$0
Funding fee$0$0$0
Note rate2.940%2.940%7.400%
Blended rate3.790%7.554%7.640%
1st payment$83.23$83.23$2,180.37
2nd payment$0.00$1,933.10$0.00
Taxes / mo$124.75$124.75$124.75
Insurance / mo$150.00$150.00$150.00
MI / mo$12.85$12.85$62.98
HOA / mo$52.00$52.00$52.00
Total monthly$422.83$2,355.93$2,570.11
Cash to close$334,309$34,990$34,990