Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$244,250$244,250$287,910
Remaining term (yrs)24.124.130.0
Secondary amount$0$43,660$0
Funding fee$0$0$0
Note rate2.730%2.730%7.400%
Blended rate3.580%4.402%7.640%
1st payment$1,148.53$1,148.53$1,993.43
2nd payment$0.00$327.45$0.00
Taxes / mo$71.83$71.83$71.83
Insurance / mo$150.00$150.00$150.00
MI / mo$195.44$195.44$57.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,565.80$1,893.26$2,272.85
Cash to close$75,650$31,990$31,990