Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$159,671$159,671$351,000
Remaining term (yrs)19.119.130.0
Secondary amount$0$191,329$0
Funding fee$0$0$0
Note rate3.870%3.870%7.400%
Blended rate4.720%6.508%7.640%
1st payment$981.43$981.43$2,430.25
2nd payment$0.00$1,275.53$0.00
Taxes / mo$230.83$230.83$230.83
Insurance / mo$150.00$150.00$150.00
MI / mo$147.93$147.93$70.20
HOA / mo$115.00$115.00$115.00
Total monthly$1,625.19$2,900.71$2,996.29
Cash to close$230,329$39,000$39,000