Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$286,214$286,214$440,100
Remaining term (yrs)22.722.730.0
Secondary amount$0$153,886$0
Funding fee$1,431$1,431$0
Note rate4.070%4.070%7.400%
Blended rate4.070%5.444%7.640%
1st payment$1,605.71$1,605.71$3,047.16
2nd payment$0.00$1,025.91$0.00
Taxes / mo$186.00$186.00$186.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.02
HOA / mo$51.00$51.00$51.00
Total monthly$2,009.38$3,035.29$3,538.85
Cash to close$202,786$48,900$48,900