Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$395,160	$395,160	$398,700
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$25,690	$0
Funding fee	$1,976	$1,976	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	6.630%	6.950%	7.640%
1st payment	$2,557.05	$2,557.05	$2,760.52
2nd payment	$0.00	$254.22	$0.00
Taxes / mo	$192.50	$192.50	$192.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.74
HOA / mo	$28.00	$28.00	$28.00
Total monthly	$2,927.55	$3,181.77	$3,210.76
Cash to close	$47,840	$22,150	$44,300