Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,378	$218,378	$247,410
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$29,032	$0
Funding fee	$0	$0	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	5.830%	6.202%	7.640%
1st payment	$1,253.44	$1,253.44	$1,713.02
2nd payment	$0.00	$217.74	$0.00
Taxes / mo	$192.41	$192.41	$192.41
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$165.77	$165.77	$49.48
HOA / mo	$150.00	$150.00	$150.00
Total monthly	$1,911.61	$2,129.35	$2,254.91
Cash to close	$56,522	$27,490	$27,490