Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$144,210	$144,210	$314,999
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$170,789	$0
Funding fee	$0	$0	$0
Note rate	4.440%	4.440%	7.400%
Blended rate	5.290%	6.759%	7.640%
1st payment	$864.52	$864.52	$2,180.99
2nd payment	$0.00	$1,138.59	$0.00
Taxes / mo	$293.40	$293.40	$293.40
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.71	$121.71	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,429.64	$2,568.23	$2,687.39
Cash to close	$205,789	$35,000	$35,000