Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$181,095	$181,095	$269,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$88,005	$0
Funding fee	$0	$0	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	3.530%	5.319%	7.640%
1st payment	$842.86	$842.86	$1,863.19
2nd payment	$0.00	$660.04	$0.00
Taxes / mo	$218.05	$218.05	$218.05
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.58	$147.58	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,358.49	$2,018.53	$2,285.06
Cash to close	$117,905	$29,900	$29,900